Everything
you have signed.

Contracts, subscriptions, receipts and documents in one app — so you keep your finances in view, without being a finance expert.

Free · no credit card
for iPhone & iPad
Data stored in Germany Free to start End-to-end encrypted Results in 60 seconds 4.86 ★ on the App Store

What is ContractLife?

ContractLife is a German iPhone app for keeping contracts, subscriptions and important documents in one place. You upload a contract — insurance, mobile, gym, leasing — and an AI analysis explains in plain words what it actually says: term, notice period, monthly cost and the usual traps such as automatic renewal. Unlike finance apps that read your bank transactions to do this, ContractLife works only with the documents you upload yourself — no bank connection required. Detected deadlines move into a deadline guard that reminds you 30 days, 7 days and one day before they expire. If you want to cancel, the app drafts the letter, you sign it on your phone and export it as a PDF. For a single person the app is completely free and ad-free; data is stored on servers in Germany, and an end-to-end encrypted vault holds IDs and policies, unlocked with Face ID. A premium plan only comes in for family mode, that is for sharing with several people.

From paper pile to clear overview

Six stops: from the first contract through the AI check and the deadline to the finished cancellation — and everything that comes after.

01Overview

Everything you pay each month

Install ContractLife free from the App Store — set up in under a minute.

ContractLife
Monthly fixed costs
222,62 €
Upcoming charges
Mobilfunk Allnet
Tomorrow
29,95 €
Netflix Standard
Tomorrow
12,99 €
Spotify Premium
11.05.
10,99 €
12Contracts
5Subscriptions
3Policies
222,62 €per month, all in
02AI check

Your contract, in plain words

Snap a photo, upload a PDF or add them manually. The AI reads the key details itself.

ContractLife
55Overall score (out of 100)
Room for improvement
Recommendation
Solid basis with liability cover — but the sum insured is below the market average.
Detected data
Term
12 months
Notice period
3 months
Premium
42,90 €
Analysis donein under 60 seconds
03Deadlines

Never cancel too late again

Score, deadlines and savings at a glance — and the deadline guard alerts you in time.

ContractLife
5Open
430 days
0Overdue
Due soon
5 months
11.05.
8 days
Fitnessstudio
13.06.
41 days
Stromtarif
26.07.
84 days
Later this year
Hausrat
01.11.
3 months
Internet
15.12.
5 months
Car insurance8 days left
04Cancellation

Signed and sent

Cancellation letter straight from the app, signed on your phone and exported as a PDF. No printer, no hunting for forms.

ContractLife
Cancellation
I hereby cancel my contract at the next possible date.
Signature
Recipient
HUK-Coburg
Effective
30.09.2026
Delivery
Registered
Export as PDF
PDF readysigned & sent
05Family

One account for the whole family

Share contracts and fixed costs with your partner, collect receipts, manage the kids' tasks and pocket money — the paperwork rarely sits with one person alone.

ContractLife
Household
Our home
A S T +1
Shared fixed costs
Electricity
89,00 €
Home contents
14,20 €
Pocket money
15,00 €
This week
Dentist
Wednesday, 3:30 pm
2 days
Tidy up room
Task
4 membersone shared household
06Vault

Safely stored, for your eyes only

IDs, policies and receipts sit end-to-end encrypted in the vault — unlocked with Face ID, with a reminder before a document expires.

ContractLife
Vault unlockedEnd-to-end encrypted
ID card
valid until 03/2031
OK
Passport
expires in 41 days
41 T
Home contents policy
PDF
OK
Driving licence
no expiry
OK
Vaccination record
PDF
OK
Rental agreement
PDF · 4,2 MB
OK
Readable only by youthe key stays on your device

What the app handles for you

No more folders, scattered PDFs or forgotten deadlines. ContractLife keeps your contracts in view — and shows you where you're overpaying.

Contracts & overview

  • Portfolio — all contracts by category, with monthly fixed costs in real time.
  • Deadline calendar — every cancellation deadline colour-coded, never miss one.
  • Dashboard — spending, action items and savings potential at a glance.
  • Compare contracts — old-vs-new coverage check before every switch.

AI analysis

  • AI contract check — traps, clauses & savings in 60 seconds, with evidence.
  • Specialised checks — insurance, mobile, rent, leasing, energy, employment & more.
  • Protection score — 0–100: how well you're covered, including gaps.

Documents & cancellation

  • Cancel in one tap — letter, signature, PDF & sending from the app.
  • PDF tools — sign, redact, photos → PDF with text recognition.
  • Document vault — all contract paperwork versioned in one place.

Family & household

  • Family household — fixed costs, tasks & receipts, shared with your partner.
  • Kids — tasks, pocket money and dates per child.
  • Home & vehicles — meter readings, deposit and mileage tracked.

Protection & security

  • SmartAlerts — proactive nudges about deadlines and worthwhile switches.
  • Identity Vault — end-to-end encrypted vault for IDs & policies.
  • Scam shield & life events — warnings about dodgy contracts; needs when moving or marrying.

Save & manage

  • Subscription Hub — all subscriptions in one place, billing day in view.
  • Receipt scanner & warranties — scan receipts, warranties with expiry dates.
  • Savings goals — set goals and track your progress.

One account for the whole family

Energy, car, streaming, pocket money — ContractLife brings the whole household together. Shared with your partner, organised down to the kids.

Shared household

Split fixed costs, tasks and receipts with your partner.

Kids & pocket money

Pocket money, tasks and dates per child, in one place.

Home

Meter readings, deposit and utility costs always at hand.

Vehicles

Mileage and vehicle data for the whole family.

Ready in three steps

01

Download the app

Install ContractLife free from the App Store — set up in under a minute.

02

Add your contracts

Snap a photo, upload a PDF or add them manually. The AI reads the key details itself.

03

Enjoy the overview

Score, deadlines and savings at a glance — and the deadline guard alerts you in time.

Frequently asked questions

What does ContractLife cost?

For a single person ContractLife is completely free and ad-free — adding contracts, tracking deadlines and storing documents cost nothing. A premium plan only comes in for family mode, when you want to share with several people. It is an in-app purchase and can be cancelled at any time in your iPhone settings.

Does ContractLife need access to my bank account?

No. ContractLife works with the contract documents you upload or photograph yourself — a bank connection is neither required nor offered. That sets it apart from finance apps that read your transactions to detect contracts.

How does the app detect notice periods?

When you upload a contract, an AI reads it and identifies the term, the notice period and any renewal clauses. The deadline goes straight into the calendar, which reminds you 30 days, 7 days and one day before it expires — so nothing renews quietly for another year.

Which contracts can I have analysed?

The app is built for the German market and covers the common contract types: insurance, mobile, gym, leasing, rent, electricity and internet, plus employment and car purchase contracts. Several of these have their own dedicated analysis rather than a generic one.

Where are my documents stored?

On servers in Germany, GDPR-compliant. IDs, policies and other sensitive documents additionally sit in an end-to-end encrypted vault: the key is derived from your PIN and never leaves your device. It unlocks with Face ID.

Can I cancel directly from the app?

Yes. ContractLife drafts the cancellation letter, which you sign on your phone and export or send as a PDF. No printer needed, and the finished document stays filed with the contract it belongs to.

Take back control.

Free, no credit card, made in Germany.