ContractLifeManage contracts: all your contracts in one place
Spreadsheets, email attachments and a folder in the cupboard – that is how you lose track. ContractLife brings every contract together in one app, sorted by category, with your monthly fixed costs and deadlines always in view.
Free · no credit card · data held in Germany
An end to contract chaos
Anyone signing a new contract every few months – phone, electricity, insurance, a subscription here, another one there – eventually loses track of what is running, how much it costs and when it can be cancelled. A contract management app solves exactly that: one place for everything you have signed.
Your contract overview: what ContractLife sorts out for you
- Portfolio by category – insurance, subscriptions, phone, electricity, all neatly grouped.
- Monthly fixed costs in real time – you see immediately what your contracts cost you each month.
- Dashboard – spending chart, items needing attention and detected savings potential at a glance.
- Deadline calendar – every notice period with a countdown, so no contract renews unnoticed.
- Document storage – policies and contracts versioned and searchable in one place.
Digitise your contracts: scan, upload or type them in
Photograph the contract, upload a PDF or enter it manually – the AI reads the key details (provider, cost, term) by itself. Sensitive documents such as IDs or policies can also go into the end-to-end encrypted Identity Vault. Bit by bit this builds a digital contract folder that is always with you on your iPhone.
What does “managing contracts” actually mean?
Managing contracts means being able to answer four questions about every running contract at any time: what is running, what does it cost, when does it end, and where is the document. That sounds trivial, but in practice it fails because the four answers live in four different places — the policy in a folder, the cost on a bank statement, the deadline in the small print, the confirmation in an email inbox. While they stay scattered, none of the four can be answered quickly — which is why contracts keep running longer than they should. Contract management brings the four layers together and keeps them current. Unlike finance apps that read your bank transactions to do this, ContractLife works only with the documents you upload yourself — no bank connection required. The difference is not only a privacy question: a debit tells you that something costs money, but not by when it can be cancelled. That is stated only in the contract itself.
Which details per contract really matter
A contract list is of little use if it only holds the provider and the amount. These are the fields that decide whether you can actually act later:
| Detail | What you need it for |
|---|---|
| Provider and contract number | Without the contract number a cancellation cannot be assigned cleanly. |
| Monthly cost | The basis for your fixed-cost total — convert annual premiums to a monthly figure. |
| Start and term | Together they give the end date, without which no deadline can be calculated. |
| Notice period | The lead time before the end date that you have to observe. |
| Document | In a dispute what counts is what the contract says, not what you remember. |
Where a spreadsheet eventually gives up
A spreadsheet is a good first step and then fails in three places. It does not remind you — a deadline in cell C7 will not speak up by itself. It does not keep up when a premium rises or a contract expires. And it does not contain the documents, so when it matters you end up searching the folder anyway. An app closes exactly those three gaps: an active reminder, a continuously updated total, and the document filed with the contract it belongs to.
A rhythm you can actually keep up
Contract management rarely fails at the setup stage, it fails at staying current. A rhythm that actually works consists of three moments. Once, at setup: capture everything that debits regularly — that is the hour of work everything else rests on. With every new contract: add it while the confirmation email is still open, because nobody ever finds it again later. And once a year, a pass through the list: what has become more expensive, what is no longer used, which deadlines fall in the coming months. Nothing more is needed — the rest is handled by the reminder attached to the deadline.
How do I manage my contracts with ContractLife?
You add each contract by photo, PDF upload or manually. ContractLife sorts them by category, calculates the total monthly cost and monitors the deadlines automatically.
Does the app need access to my bank account?
No. ContractLife does not read bank transactions and does not ask for bank details. The app works only with the documents you upload or photograph yourself.
Which types of contract can I add?
Every running contract: insurance, phone and internet, electricity and gas, streaming and other subscriptions, the gym, leasing and rent. There is a free category for anything unusual.
Do I have to type everything in by hand?
No. You photograph the contract or upload a PDF, and the AI analysis reads provider, cost, term and notice period by itself. You can correct any field afterwards.
Is my contract data stored securely?
Yes. The data sits on servers in Germany, GDPR-compliant. Sensitive documents can additionally be stored in the end-to-end encrypted Identity Vault.
Is the app free?
For a single person ContractLife is completely free and ad-free. A premium plan only comes in for family mode, that is for sharing with several people.
Can I share contracts with my family?
Yes. In family mode you share contracts, fixed costs and documents with your partner or family — everyone sees the same contract overview and the same deadlines. For one person the app is free; family mode is the premium plan.